PropTrail Docs / Net Annual Cashflow
Net Annual Cashflow
Net annual cashflow estimates the annual property-related cash position after the income and applicable cash outflows used in the model.
Estimated net annual cashflow = Adjusted rental-related income − Operating expenses − Loan interest − Principal repayment − Land tax
Worked example — illustrative only
| Adjusted rental-related income | $32,000 |
| Operating expenses | −$8,000 |
| Loan interest | −$16,000 |
| Principal repayment | −$6,000 |
| Land tax | −$1,000 |
| Illustrative net annual cashflow | $1,000 |
Important: Principal repayment is a cash outflow even though it reduces loan balance. Tax deductibility is a separate question and is not determined by this cashflow calculation.
General information only. These results and examples are estimates based on the inputs and assumptions used. They are for general information and scenario modelling only, and should not be treated as financial, investment, tax, legal, or credit advice. Actual outcomes may differ.