PropTrail Docs / Loan Repayments
Loan Repayments
PropTrail supports user-entered loan-term information. The detailed repayment methodology is temporarily withheld while the implementation is corrected and re-verified.
Beta validation: The current Beta implementation does not consistently use the user-entered loan term in amortisation. PropTrail treats the loan term as a user-entered property value, with 30 years as a default rather than a permanent calculation constant.
Intended behaviour
The applicable user-entered term should determine the number of repayment periods for that loan portion. A 20-year term should not produce the same scheduled repayment profile as a 30-year term when all other inputs are equal.
General information only. These results and examples are estimates based on the inputs and assumptions used. They are for general information and scenario modelling only, and should not be treated as financial, investment, tax, legal, or credit advice. Actual outcomes may differ.